For the most part, you are very correct!! I am down to about 300 rds of .223, about 400 rds of .40, 50 rds of 9mm, and the biggest impact....
I love my plinking guns.. I started the year at about 2400 rds of .22 but now I am down to less than 650.
Gotta start looking again for some of these. Hopefully prices get back to normal also. I miss the days of 20rds of .223 for 3.99, and 50 rds of .40 for only 12.99.
I started going to Gander Academy and using their virtual range (pretty cool actually) $25/30minutes. Saves me the cost of ammo and work of cleaning my guns!

The gas is nothing also, because even though about 80 miles away, the cost of bullets and range fee would still be more. About every 4x I go there, I will then use the live fire range also.